PM Mudra Loan Yojana 2025 - Loan Up to 10 Lakh Without Collateral
Complete guide to MUDRA loan scheme. Get business loan from Rs 50,000 to Rs 10 lakh without any collateral or guarantor.
Pradhan Mantri Mudra Yojana
MUDRA (Micro Units Development and Refinance Agency) provides loans to micro and small enterprises through banks, NBFCs, and MFIs. Loans are available under three categories based on business stage and funding needs.
Loan Categories
- Shishu: Up to Rs 50,000 (for startup stage)
- Kishore: Rs 50,001 to Rs 5,00,000 (for growth stage)
- Tarun: Rs 5,00,001 to Rs 10,00,000 (for expansion stage)
Eligibility Criteria
Any Indian citizen with a business plan for non-farm income generating activities. Manufacturing, trading, or services sector. No collateral required.
Benefits
Loan up to Rs 10 lakh without collateral. Low interest rates. No processing fees. Flexible repayment tenure up to 5 years.
Documents Required
Identity Proof (Aadhaar/PAN), Address Proof, Business plan or proposal, Passport photographs, Quotation for machinery (if applicable)
How to Apply
1. Visit any bank, NBFC, or mudra.org.in 2. Identify loan category (Shishu/Kishore/Tarun) 3. Fill MUDRA loan application form 4. Submit business plan and documents 5. Bank processes application 6. Loan sanctioned and disbursed to account
Official Links
https://www.mudra.org.inFrequently Asked Questions
Who is eligible for PM Mudra Loan Yojana 2025?
Any Indian citizen with a business plan for non-farm income generating activities. Manufacturing, trading, or services sector. No collateral required.
What documents are required?
Identity Proof (Aadhaar/PAN), Address Proof, Business plan or proposal, Passport photographs, Quotation for machinery (if applicable)
How to apply?
1. Visit any bank, NBFC, or mudra.org.in 2. Identify loan category (Shishu/Kishore/Tarun) 3. Fill MUDRA loan application form 4. Submit business plan and documents 5. Bank processes application 6. Loan sanctioned and disbursed to account