Atal Pension Yojana 2025 - Guaranteed Pension Rs 1000 to Rs 5000
Complete guide to Atal Pension Yojana providing guaranteed monthly pension of Rs 1,000 to Rs 5,000 after age 60 for unorganized sector workers.
Atal Pension Yojana (APY)
Atal Pension Yojana is a government-backed pension scheme focused on workers in the unorganized sector. It guarantees a minimum monthly pension of Rs 1,000 to Rs 5,000 (depending on contribution) after the subscriber attains 60 years of age.
Pension Options
- Rs 1,000 per month pension
- Rs 2,000 per month pension
- Rs 3,000 per month pension
- Rs 4,000 per month pension
- Rs 5,000 per month pension
Eligibility Criteria
Indian citizens aged 18-40 years with a savings bank account. Not a member of any statutory social security scheme. Must have Aadhaar and mobile number.
Benefits
Guaranteed pension Rs 1,000-5,000/month after age 60. Government co-contribution for eligible subscribers. Spouse pension after death. Corpus returned to nominee.
Documents Required
Savings Bank Account, Aadhaar Card, Mobile Number linked to bank account
How to Apply
1. Visit your bank branch or use net banking 2. Fill APY registration form 3. Choose pension amount (Rs 1000-5000) 4. Link Aadhaar and bank account 5. Set up auto-debit for monthly contribution 6. Receive PRAN (Permanent Retirement Account Number)
Official Links
https://npscra.nsdl.co.in/scheme-details.phpFrequently Asked Questions
Who is eligible for Atal Pension Yojana 2025?
Indian citizens aged 18-40 years with a savings bank account. Not a member of any statutory social security scheme. Must have Aadhaar and mobile number.
What documents are required?
Savings Bank Account, Aadhaar Card, Mobile Number linked to bank account
How to apply?
1. Visit your bank branch or use net banking 2. Fill APY registration form 3. Choose pension amount (Rs 1000-5000) 4. Link Aadhaar and bank account 5. Set up auto-debit for monthly contribution 6. Receive PRAN (Permanent Retirement Account Number)